AA Pension Scheme
Useful links

The selected links below will take you to a number of websites that you may find useful.

Pensions & Insurance

The Pensions Regulator (TPR) - TPR is responsible for regulating work-based pension schemes. TPR’s codes of practice give practical information about how trustees must meet the legal requirements and set out the standards of conduct and practice expected.

Financial Conduct Authority (FCA) - The FCA helps consumers to use financial services with confidence and have products that meet their needs, from firms and individuals they can trust.

MoneyHelper - MoneyHelper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise to make it quicker and easier to find the right money and pensions help.

The Pensions Ombudsman - The Pensions Ombudsman investigates and decides complaints and disputes about the way that pension schemes are run.

The Pensions and Lifetime Savings Association (PLSA) - The PLSA is the leading UK body providing representation for employer sponsored retirement provision.

Pensions Policy Institute - The Pensions Policy Institute is an educational charity which provides non-political, independent comment and analysis on pension policy in the UK.

Pensions Management Institute (PMI) services for trustees - several services are available to support trustees in the exercise of their responsibilities as well as two examinations which provide formal recognition of pensions knowledge and understanding.

The Pension Protection Fund (PPF) - The PPF was established to pay compensation to members of eligible defined benefit pension schemes when there is a qualifying insolvency event in relation to the employer and where there are insufficient assets in the pension scheme to cover Pension Protection Fund levels of compensation.

Financial Assistance Scheme (FAS) - The FAS offers financial help to some people who have lost out on their pensions because their occupational pension scheme was under funded when it started to wind-up and their employer has been unable to make up the shortfall because it is insolvent or no longer exists.

Pensions Made Clear – This section of the Money Advice Service website will help you understand the benefits of using a pension to save for your retirement, what type of pensions are available and what you need to think about.

Local Professional Advice (unbiased.co.uk) – This website will help you find professional advice in your local area from locating an Independent Financial Advisor, to a solicitor.

Learn about Money – This website offers a series of simple topics aimed at learning about money from mortgages through to pensions.

Government Departments and Other Links

www.direct.gov.uk - The official UK government website for citizens. Directgov is the UK government's digital service for people in England and Wales. It delivers information and practical advice about public services, including pensions and retirement planning bringing them all together in one place.

The Department for Work and Pensions (DWP) - The DWP is responsible for employment, equality, benefits, pensions and child support. It is the biggest public service delivery department in the UK and serves over 20 million customers.

HM Revenue & Customs (HMRC) - HMRC was formed following the merger of the Inland Revenue and HM Customs and Excise departments. It deals with taxation and National Insurance issues.

The Pension Service is part of the DWP. It has been set up by the Government to provide information about pensions and other pensioner benefits in the UK.

www.ageuk.org.uk - Age Concern and Help the Aged are now Age UK. They provide Information and advice for the elderly about benefits, care, age discrimination and computer courses.