Death in retirement

If you die after taking your pension, the following benefits will be paid:

Pension guarantee

Your pension, excluding any early retirement supplement, is guaranteed for five years.

If you die within five years of commencement of your pension, the remainder of the five years’ pension payments is paid.

The Trustee has discretion as to whom the payment is made.

Spouse, civil partner or dependant’s pension

Your spouse, civil partner or dependant may receive a pension equal to half the pension you were entitled to at the date of commencement of your pension (excluding any early retirement supplement) before any part of it was exchanged for a cash sum.

The spouse’s, civil partner's or dependant’s pension will include 50% of any pension increases granted to your pension after it commenced.

Children’s pensions

A pension is paid to each child (up to a maximum of 4). Each pension is equal to one quarter of the spouse’s, civil partner's or dependant’s pension.

Pensions may be paid at the Trustee's discretion to children up to the age of 23, if they are still in full-time education.

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