AA Pension Scheme
Scheme information

How the Scheme works

Retirement may seem a long way off and though you are no longer a contributing member of the Scheme, planning how to provide for the future, for you and your family, is one of the most important decisions you will have to make.

You need to decide how best to provide yourself with a pension in retirement.

There are different sections of the AA Pension Scheme, and the deferred benefits you have with the Scheme, will depend on which section you’re in.

The different sections are as follows:

  • Staff
  • Management – 1
  • Management – 2
  • CARE

To find out which section you’re in, please visit the secure member portal: https://www.pensionline.org/aapensions/default.aspx

This section of the site explains the deferred benefits within each section of the Scheme.


This website describes the benefits offered to members of the AA Pension Scheme who were employed in the UK. It has been designed to give those members a broad outline of their benefits and, as such, is only a guide and not a legal document.

The Scheme is governed by the Trust Deed and Rules, a copy of which is available from Aon, the Scheme administrator.

If there is any conflict between the website content and the Trust Deed and Rules, then the Trust Deed and Rules will take precedence.