From April 2016, the Government introduced a new flat-rate pension. As a member of the AA Pension Scheme prior to April 2016 you were contracted out of the State Earnings Related Pension Scheme (SERPS), for service prior to April 2002 and the Second State Pension (S2P) for service after April 2002 but before April 2016.
Therefore, you may not receive the full level of the new State Pension. Further information on the new State Pension can be found at www.gov.uk/new-state-pension
Basic State Pension
You can claim the Basic State Pension if you’re:
- a man born before 6 April 1951
- a woman born before 6 April 1953
- If you were born later, you’ll need to claim the new State Pension instead.
For more information please visit https://www.gov.uk/state-pension.
State Second Pension Change to ‘Additional State Pension’
The Additional State Pension (previously known as the State Second Pension (S2P)) is an extra amount of money you could get on top of your Basic State Pension if you reached State Pension age before 6 April 2016.
How much you get depends on:
- your earnings
- your National Insurance contributions
- whether you’ve claimed certain benefits
New State Pension
You’ll be able to claim the new State Pension if you’re:
- a man born on or after 6 April 1951
- a woman born on or after 6 April 1953
For more information please visit: www.gov.uk/new-state-pension.
