State benefits

From April 2016, the Government introduced a new flat-rate pension. As a member of the AA Pension Scheme prior to April 2016 you were contracted out of the State Earnings Related Pension Scheme (SERPS), for service prior to April 2002 and the Second State Pension (S2P) for service after April 2002 but before April 2016.

Therefore, you may not receive the full level of the new State Pension. Further information on the new State Pension can be found at www.gov.uk/new-state-pension

Basic State Pension

The Basic State Pension is a regular payment from the government that you can get if you reached State Pension age before 6 April 2016. To get it you must have paid or been credited with National Insurance contributions. For the 2017/18 tax year the most you can get is £122.30 per week.

State Second Pension Change to ‘Additional State Pension’

The Additional State Pension (previously known as the State Second Pension (S2P)) is an extra amount of money you could get on top of your Basic State Pension if you reached State Pension age before 6 April 2016.

How much you get depends on:

your earnings
your National Insurance contributions
whether you’ve claimed certain benefits

New State Pension

The new State Pension is a regular flat rate payment from the government that you can get if you reach State Pension age on or after 6 April 2016. For the 2017/18 tax year the full new State Pension is £159.55 per week. The actual amount you get depends on your National Insurance Record.

Further information on the new State Pension can be found at www.gov.uk/new-state-pension.

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