Introduction

Welcome to the AA Worksave Auto-Enrolment Site. This site is designed to explain what Auto-Enrolment is and to provide information on how the AA meets its obligations under the legislation.

What is Auto-Enrolment

The UK population is growing, living longer, and, most importantly from a government perspective, not saving enough for retirement. To address this, the government is seeking to increase the level of retirement saving through the workplace.

From October 2012, new regulations required every employer, regardless of size, not only to automatically enrol the vast majority of their workforce into pension schemes, but also to make contributions on their behalf.

This meant that all UK employers with UK-based staff needed to automatically enrol all eligible employees (those who were between age 22 and state pension age, earning above a set minimum amount), who were not already in a qualifying pension scheme, into a workplace pension plan to which both employees and employers will be required to make a contribution.

AA Auto-Enrolment

In the case of AA employees our ‘staging date’ i.e. the date from which we had to enrol all eligible employees into an eligible scheme was 1 April 2013. Although in accordance with legislation the AA was able to defer the implementation date to July 2013 (having notified eligible employees).

As part of the communication process to our employees, we compiled a set of questions and answers (see the relevant FAQ page); this is also a good introduction to Auto-Enrolment.

For the majority of staff who were not currently in an AA-sponsored Scheme (such as the AA Pension Plan), doing nothing will mean you were automatically enrolled into the AA Group Personal Pension Plan (AA GPPP) and you were required to make a contribution to the AA GPPP.

For further information please click here.